CASE STUDY: MICRO CREDIT - STARTING A BUSINESS

Coming from a family of 7 members, Baluben was a daily wage earner engaged in labor work from which she had a very low level irregular income. Her daughters and her sons have been married and at present all her family members are staying separately.

Being a member of the SHG, Santosh Mahila Mandal, she has been regularly saving in the group. Previously it was very difficult for her to meet the demands in her family. But now she can satisfy her needs through initiating her own small business. Her self help group members responded to her providing a loan amount of Rs. 6000 for starting a small business for selling firewood. At present her daily income is Rs.100. With this much in income, her savings amount has increased of which some she can spend on her family.